Seattle Cash Services
Welcome to Seattle Cash Services where you can get the money that you need to deal with your financial emergencies. We are here to help you by giving you access to payday loans, cash advances or installment loans. Please take a minute to review your options. When you are ready to get started, click here to get an online quote.
Payday loans or cash advances are what most people use to get quick access to emergency funds. These loans are easy to qualify for and they fund quickly. You can have a loan decision in just minutes and the money will be deposited to your bank account on the next business day. To qualify for one of these loans, you will need a job, a checking account and a social security number.
If you need more money and more time to pay it back, you need an installment loan. These loans are typically in amounts of over $1000 and will have monthly or biweekly payments. The requirements for this loan will be the same as that of a payday loan but the credit requirements might be a bit more stringent. You can qualify for a payday loan easily with bad credit but you may not qualify for an installment loan.
What You Need To Know
- You can qualify with bad credit.
This is not traditional funding and as long as you have not recently defaulted on another payday loan, you should be able to qualify, even with bad credit.
- These are short term loans.
Most cash advances are for 7 to 14 days. Make sure that you will be able to pay back the loan at the end of your term.
- Payday loans have high fees.
You are charged a set fee per $100 that you borrow. If you calculate this out to get an actual APR, you might find that you are paying 400% interest or more. Only borrow what you need to get you by until your next paycheck.
- Many people will extend or refinance their payday loan.
Many people will find that they can not pay back the loan at the end of their term. They must then refinance the loan and are charged more fees. Only borrow what you know you can pay back and never take out more than one loan at a time.