Ready to get the new year started? Why not do so on a sound financial base. Here are 5 great tips that will help you save money so that you are prepared if an emergency happens.

  1. Share Rides To Work
    If you live close to other coworkers, why not start a carpool. Take turns driving to save money on gas and wear and tear on your vehicle. It might make the ride to work a bit more enjoyable as well.
  2. Conserve Electricity
    Turn the thermostat down a few degrees in the winter and maybe put on an extra layer of clothing. The money saved can add up. If you own your home, check with your utility provider and see if they offer rebates for increasing your energy efficiency. You might be able to buy things like a Nest thermostat and get reimbursed with energy credits.
  3. Vacation Near Home
    Im sure there are a lot of things to do close to home. Save money on travel expenses and hotels by taking a Staycation.
  4. Audit Your Bills
    Look for ways to save in your monthly bills. Get quotes for other auto insurance companies, price other internet providers or cable companies. Cut out unnecessary expenses wherever you can.
  5. Open A Savings Account
    Open a new savings account and have them automatically withdrawal a small amount each month. Something as small as $20 will be easy to handle and will eventually build up.
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