About Us

Seattle Cash Services is here to help you meet your short term financial needs. We do this by providing you both access to short term cash and advice on financial planning and managing your expenses. Payday loans and cash advances are useful but consumers need to use caution when they take out a loan of this type. Here are some things that you should know.

  1. Payday loans are short term loans.
    You will be required to pay back these loans within two weeks in most cases. Make sure that you are able to make this commitment or you could find yourself in some financial trouble.
  2. The fees are high on these loans.
    Fees are charges as a set amount per dollar borrowed, in most cases. For example, you might be charged $20 for every $100 that you borrow. In this case, that is 20% but because of the short term of the loan, the effective APR is much higher.
  3. Only borrow what you need.
    Do not borrow any more than necessary and never take out more than one loan. You do not want to find yourself having to refinance your loan.
  4. Use cash advances and payday loans just for emergencies.
    These loans should be used just for emergencies and never to buy luxury items. Always look to other sources of funding such as friends and family before you commit to a loan.

Payday loans and cash advances serve a useful purpose but you need to use caution when using them. Thanks for taking the time to read this and I hope that we can help you.

-Seattle Cash Services