Welcome to Seattle Cash Services where you can get a payday loan or cash advance offer in Bellevue, Washington. We make it easy for you to find the money that you need to deal with your financial emergency. Please take a minute to fill out the short quote form below. Get a secure, free and no obligation loan quote right now.
Payday Loans in Bellevue
A payday loan is a great way to get a small loan of up to $700 in Bellevue. Before applying, take a second to learn about the process and the benefits of our online lending network.
Bellevue Online Lenders
There are a few local places to get a cash loan in Bellevue bit the best rout to take is the online one. Our online network of lenders can get you a fast quote in minutes and may improve your odds of approval. You see, with a local lender, you are dealing with one lender with one set of requirements. If they turn you down, game over.
With our online network, if one lender turns you down, your information goes securely to the next one on the list. This process is automatically repeated until a lender is found that will make you an offer. This is clearly easier and faster than completing dozens of separate quote forms.
Once a lender has made you an offer, you will be given all of the information that you need to make an informed decision. Take the time to review everything including the fees and the term of the loan. If you agree, accept the loan and your lender will deposit the money into your Bellevue bank account as soon as the next business day.
What You Need To Know About Payday Loans
- Yes you can borrow with poor credit.
Even if you have poor credit, you can qualify for one of these loans. This is one of the few loan types available to just about everyone. Most lenders do not even check the major credit bureaus.
- Interest is high.
The effective interest is very high with these loans because of the high fees, based on the dollar amount borrowed, and the short terms. Effective APR’s are usually over 400%. These are obviously high risk loans so lenders in Bellevue and online charge extra to make up for the risk.
- Borrow the minimum.
Always borrow the least amount that you will need. The more that you borrow, the more the fees. The maximum you can borrow in Bellevue is currently $700, but try to borrow less if you can.
- Try not to refinance your loan.
Far too many people refinance their loan instead of paying it off. They do this multiple times and get trapped in a costly loan cycle. If you find yourself unable to pay off your loan at the end of its term, at least pay back a portion of the principle.
- Consider other options.
There may be other sources of money at your disposal. Ask your employer for an advance, have a garage sale, borrow money from family or friends, sell something on eBay, etc, etc.
Alternatives To Payday Loans
There are a lot of other options that do not involve a high interest or fee loan. Before you commit to a payday loan in Kent, Seattle or in this case Bellevue, take a look at some of your other choices.
- Borrow money from friends or family.
This is perhaps the greatest option because it would allow you to get money without any fees or interest at all. If you have a friend in Bellvue, ask them to borrow a few bucks. If you have family in Seattle, have them electronically transfer it to you from their bank
- Work for the money that you need.
Another great option if you have a little time to spare. Get a part time gig working for Uber, stocking shelves at Walmart or just selling blood on your lunch hour. There are a lot of source that you can turn to.
- Cut back on expenses.
One last option to consider is to just cut back on expenses. If you regularly dine out for lunch every day, you can save up to $200 in a single month. That alone could prevent you from needing a payday loan, pawnshop loan or emergency cash advance.