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“I Need Money Now”

If you need money now in Seattle, we can help. Seattle Cash Services can help you get a quote for the money that you need and it takes just minutes.


Somebody who needs money now.

Other Options If You Need Money Fast

A loan is a fast and convenient option, but it might not be for everyone. If you would rather not take out a loan, here are some other choices for you to consider.

Sell Some Property

There are a lot of ways to sell property for cash in a hurry in Seattle and you probably have more items than you think to sell. Grab a clothes basket and take a tour of your home. Look for things that you rarely, if ever use that still have value. Anything that you have not used in six months is fair game.

Jewelry, designer clothes, even video games. It can all help you get the money that you need now. Once you have your items, here is how you sell them.

Craigslist

The Seattle Craigslist page is an excellent and free option for selling your old property. Depending on the item being sold, it could sell the same day or even in a matter of hours.

With Craigslist, there are two things that you need to keep in mind for a successful sale.

First, you need to keep an eye out for scammers because there are a lot of them. Only accept cash for your items, even if someone offers to send you a check for full price or more. Also, be sure to meet in person. Shipping is uusually not a good idea with this website.

Second, you need to keep safety in mind. Always meet in a public place during the daytime hours. If possible, try not to allow people to come to your home. This can be difficult with larger items however. If you must have someone come to your home, try to have somebody with you.

Facebook Marketplace

New on the scene in Seattle is Facebook Marketplace. It can help you get money now by taking advantage of the huge Facebook community.

The great thing about Facebook is the ability to communicate with a larger group. Everyone is interconnected on Facebook and that can help your items sell fast.

Another benefit is that there seems to be less scammers on this website. They are still out there, but they are not as common as on Craigslist. Still, you should use the same precautions. Only accept cash and meet at a public location during the daytime hours.

eBay

If you need money right now, this might not be the best option, but if you could wait a few days, it could do the trick.

The website eBay is not all about auctions. You can also list your item as a “Buy It Now” listing. This can get you the money much faster.

If you need the money fast and want to use eBay, the trick is to price your item correctly. Look at similar items and find what their final auction price is. Then, list your item 10 percent less as a “Buy It Now” listing. If it is a popular item, it is almost guaranteed to sell fast, probably in hours.

Once you have your item sold, you can require the buyer to pay immediately via Paypal. You can then get the money instantly transferred to your account and your money issues are solved.

Donate Your Plasma

Did you know that you can make up to 400 dollars in a month by donating plasma.

That is over the course of a month, but you can get 50 dollars right now and then another 50 dollars a few days later. With plasma donation, you are allowed to donate multiple times a week and that can give you a consistent stream of extra money.

Plasma is used in a number of life saving treatments for everything from liver disease to clotting disorders. It is in high demand and companies are willing to pay you for it.

It takes about an hour to donate plasma, making it a good return on your time. So, if you are okay with a needle, why not do some good and make some money at the same time.

Ask A Friend

If you have a friend that is a little better off than you, perhaps you could borrow a few bucks from them. This is not an option that everyone likes to go with, but if you need money now, it might work for you. With services like Zelle, the person does not even have to be in Seattle.

The key to making a loan between friends work is to treat it like you would a bank loan. Get everything in writing and make timely payments.

It may seem impersonal to put a loan between friends in writing but it is in everyone’s best interest. Memories get blurry and one or both parties could very easily forget the amount or details of the loan.

Get it all in writing and never pay back the money in cash. You need to have proof that you paid the loan back. This means pay the loan back electronically or with a check. That way if there is every any doubt, you have proof.

Get A Part Time Job

Okay, it won’t get you money right now but it can provide long term relief. If you find yourself in need of short term loans often, it is something that you should consider.

In Seattle, you have a lot of options for part time work.

The easiest, is retail and grocery work. Stores like Target and Walmart are always hiring, more so than ever these days. In addition, because these stores are open all day or nearly that much, you should easily be able to find a shift that fits your schedule.

The good thing about getting a part time job is that it can help to solve your current problem and will give you the means to later start saving. A well funded emergency savings is crucial for financial stability.

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Bad Credit Loans in Seattle

If you need money now, but have bad credit, we may be able to help you. At Seattle Cash Services, we can help with bad credit loans. Take a minute and get a free quote by filling out the form below. It takes just a few minutes, so let’s get started.


A person looking for bad credit loans.

We Can Help You Get A Loan

At Seattle Cash Services, we are not direct lenders and you should be happy about that. A direct lender is hard to get an approval from if you need a bad credit loan. They have a set of requirements that you must meet. If you come up short, you get denied and that is that.

No, we do not issue loans and we do not make credit decisions. Instead, we get you access to a larger group of lenders. The more lenders that you can get in front of, the better your odds of getting an approval, even with bad credit. It also helps that many of these lenders are used to dealing with bad credit. They often say yes when others say no.

Ready to get started? Here is what you need to do:

Fill out your quote form.

Fill out the form at the top of the page by entering just a bit of information about yourself. Things like how much you need, how you make your money and your contact information.

Submit your quote form.

When you are done, simply submit the form and wait for your answer. If you get approved for a bad credit loan, you will be taken to the website of the individual lender making you an offer. There you can review the terms of the deal.

Make your loan decision.

After reviewing the terms of the offer, you can decide whether or not to accept the offer. If you like it, you can have money in your account as soon as the very next business day. If you do not like the offer, you can just turn it down and walk away.

Bad Credit Loan Choices

When it comes to bad credit loans in Seattle, you have a number of choices, depending on your qualifications of course. If you need money and your credit has seen better days, take a look at some possible choices.

Payday Loans

Payday loans are the traditional bad credit loan. They require minimal qualifications and if you have never defaulted on one before and have an income, you can probably qualify.

The good thing about payday loans is that, like we just said, they are easy to qualify for. It is one of the last forms of credit that people can depend on. These loans are also fast to fund and easy to apply for. If you want one, you can apply online and, if approved, you can get your money as soon as the very next business day.

Of course, there is a bad side to every loan and payday loans are no exception. Because of the very short loan term and the high fees that the loan carries, the APR is very high. Payday loan APR’s generally start at around 400 percent and can go much higher.

Personal Loans

To qualify for a personal loan, your credit rating generally has to be a bit higher, but you can still qualify for one with what is considered bad credit.

A personal loan will generally have a lower interest rate than a payday loan but the loan term will be longer. This means that you might ultimately pay more money in interest and fees, even with a lesser rate.

The good thing about a personal loan is that they are generally divided up into multiple payments. That can make the loan ultimately easier to pay off than a payday loan which would require one single payment.

The bad is that the interest can still be high, especially with bad credit.

Title Loans

One of the newer types of loans on the market is the title loan. They have been around for awhile but have recently gained popularity. This is much do to the restrictions placed on payday loan lenders by states.

With a title loan, a borrower places their free and clear car or truck title up as collateral for a loan. This makes the loan secured and easier to be approved for, making it one of the top bad credit loans.

The good thing about a title loan is that it is easy to qualify for and that you can get more than you could with a payday loan. In Seattle, you can only take out a payday loan in the amount of 700 dollars or less.

The bad and there is a lot of bad, is that you stand to lose the use of your vehicle. If you default on the loan, the lender can and will take your vehicle. In addition, even though the loan is secured, it is still a high interest loan. The APR’s can come close to those of a payday loan.

Pawn Loans

Last on our list of bad credit loans is the pawn shop loan. With this type of loan, you place an item of value up for pawn and get cash in return. The pawn shop gives you only a small portion of the value of the item as a loan and if you default, you lose your property.

On the plus side, this loan is also very easy to qualify for with bad credit. It is a secured loan and the pawn shop has little to lose. In addition, it is fast to fund and you can typically have your money the same day.

On the negative side of things, you stand to lose property and the fees and interest are still high. You pay a high interest rate pluse storage and documentation fees. It is not a cheap loan, but no loan is cheap with bad credit.

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Fast Cash Loans In Seattle

If you are in need of a fast cash loan, we can help. At Seattle Cash Services, we give you access to one of the largest networks of lenders on the internet. Just fill out one short and exceptionally quick form and one of our lenders will be happy to make you an offer in no time. If you like your offer, you can have your money directly deposited into your bank account fast. As soon as the next business day. Ready to see just how fast the process is? Get started now.

Helping You Get Loans Fast

When an emergency happens, you need money right now, not in weeks. Tims is of the essence and we realize this. Here is why you should let Seattle Cash Services help you find the cash loan that you need right now.

Fast Loan Quote Forms

The quote form at the top of this page is short, sweet and to the point. It takes just a minute or two to fill in your information and then the whole process gets underway. All that you need is some basic contact information, information about your income and a bank account so that money can be deposited into your account if you agree to the loan.

Compared to traditional financing, the quote process is much easier and much faster with the help of Seattle Cash Services. Why not see for yourself? It just takes a minute and you are under no obligation.

Fast Decision Making

You do not have to wait days to get an answer on your loan. We can not guarantee that you will get approved but you will know for certain very quickly. This will allow you to pursue other options if needed so that you are not wasting time just waiting.

If you are approved, you will be able to review your loan offer thoroughly before you accept it. You should review your loan information thoroughly and take the time to understand all of the details even if you need to do things fast.

Fast Loan Funding

If your loan is approved and if you accept it, you can get your money very quickly. You can have the money deposited into your checking account fast, as soon as the very next business day. Weekends and holidays may affect the speed of your deposit but rest assured that your lender will get it to you as soon as they can.

Fast Loans For You

Compared to conventional loans, the payday loans and cash advances offered by our loan network tend to be easier and faster to qualify for. You can fill out your quote form in just minutes, get an answer quickly and get your money deposited fast, as soon as the next business day. If you are having an emergency and money is the answer, there is no quicker way to get it.

If you decide a loan is not the right thing for you, here are some other ways to get money in a hurry.

Donate Plasma

Make as much as $50 your first time and make several hundred dollars a month. It does not take that much time to donate and you will make fast money while doing a good deed.

Sell Something

Hit the pawn shop or list some items on Craigslist for some fast money. Most of us have something lying around the home that they do not need. Turn it into money quickly

Borrow From Friends or Family

Super easy way to get money quickly with no interest or fees. Just be sure to pay it back as soon as you have the funds.

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5 New Year Budget Tips

Ready to get the new year started? Why not do so on a sound financial base. Here are 5 great tips that will help you save money so that you are prepared if an emergency happens.

  1. Share Rides To Work
    If you live close to other coworkers, why not start a carpool. Take turns driving to save money on gas and wear and tear on your vehicle. It might make the ride to work a bit more enjoyable as well.
  2. Conserve Electricity
    Turn the thermostat down a few degrees in the winter and maybe put on an extra layer of clothing. The money saved can add up. If you own your home, check with your utility provider and see if they offer rebates for increasing your energy efficiency. You might be able to buy things like a Nest thermostat and get reimbursed with energy credits.
  3. Vacation Near Home
    Im sure there are a lot of things to do close to home. Save money on travel expenses and hotels by taking a Staycation.
  4. Audit Your Bills
    Look for ways to save in your monthly bills. Get quotes for other auto insurance companies, price other internet providers or cable companies. Cut out unnecessary expenses wherever you can.
  5. Open A Savings Account
    Open a new savings account and have them automatically withdrawal a small amount each month. Something as small as $20 will be easy to handle and will eventually build up.
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Cash Advance Near Me

Have you had an emergency and find yourself in need of a fast cash loan? We are here to help with online access to cash advances. It is easy to apply and easy to qualify for one of these loans so what are you waiting for? Applying is free and you are under no obligation to accept the loan. Why not see what you can get?

Apply online now for the quickest approval.

Need more information? We understand, keep reading and learn a little more about cash advances in the Seattle area.

What exactly is a cash advance loan?

A cash advance is a short term loan designed to get you through a sudden emergency. They are typically for low dollar amounts that you will be able to pay back on your next payday. Most loans are for just a few hundred dollars and are meant to be paid back within two weeks.

Is a cash advance right for you?

You should be very careful when taking out a cash advance. These loans can be quite handy but they are very short term loans and can have much higher fees than traditional loans.

If  you know that you will be able to pay the loan back in two weeks and have no other sources of income, a cash advance loan might be for you.

If you are unsure whether you can pay the loan back in two weeks or have other low cost funding available to you, a cash advance is probably not for you.

How do you get your advance?

It is easy, these loans are very easy to apply for and qualify for. Requirements are few and are very basic. You just need to have verifiable income and a checking account. The easiest way to get your loan started is to apply online.

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Personal Loans Seattle

Looking for an easy personal loan? Need up to around $1000? Consider a cash advance, it can get you the money that you need and it is quick and easy. The application just takes minutes to complete and you get your approval just as quickly. Then, your loan will fund as soon as the next business day. Sound good. Well, it is free to apply so why not see your loan offer now.

Apply online now.

New to cash advances? Take a minute to learn the basics and see if it will work for you as a personal loan.

How are cash advances different?

A cash advance is a bit different than other loan types. For starters, they are super simple and fast to get. You can be approved for a cash advance in a matter of minutes and have your loan the very next day. No other loans fund as quickly. In addition, you can be approved even if you have bad credit.

Do be aware of the following things though. One, these loans have very short terms and are typically due to be repaid in under two weeks. Two, thee loans are unsecured and as such, they have high fees. Be sure to read all of your loan documents before you agree.

 

How do I apply for a loan?

Just click on the apply online link at the top of the page and confirm you are over 18. Then fill out the short loan application with our partner. You will get your approval in minutes and your loan proceeds will be in your account as soon as the next business day.

Why do you need a personal loan?

Before taking out any loan, you should ask yourself if you really need the money. If you are taking a loan out to pay for a luxury item, it might be best to do without or wait until you can pay for the item with cash. Loans are a great tool but they can also get you into financial trouble. A lender may issue you a loan when you really can not afford it. Only you know your finances, so be honest with yourself and be careful.

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Seattle Pawn Shops – Don’t Pawn It

Thinking about pawning your stuff to raise money? Wait, don’t accept pennies on the dollar for your property. Instead, consider a fast cash advance. Get a quote for a loan online and get a decision in minutes. It does not cost you anything to apply, so why not check out all of your options before you rush off to the pawn shop.

Pawn Shops SeattleWhy Cash Advances Over Pawn Shops

  1. You can borrow more money.
    You can borrow up to $700 with a cash advance. With a payday loan, you must secure your loan with property. For a loan of that size, you would need to give the pawn shop something worth $2000 – $3000. Do you have anything like this that you can risk losing?
  2. You can keep your things.
    Think about the item you would be willing to pawn. How much would it cost you to replace it if you lost it? Can you live without it until you pay back the loan? Do you trust the pawn shop to handle your item with care and not accidentally sell it?
  3. You can apply online.
    No need to drag your property from pawn shop to pawn shop to compare rates. You can get a quote for a loan online now. The quote has zero obligation until you accept it. Even then, Seattle law allows you 24 hours to change your mind.

Still not sure that a payday loan is a better option than a Seattle pawn shop? Keep reading and learn about this type of loans so that you can make the right decision.

Is A Payday Loan Better Than A Pawn Loan?

Perhaps, it at least deserves some consideration. This type of loan might be right for you if you just need a hundred dollars or up to seven hundred dollars to get you by. If you need just a little cash and can pay the loan back in two weeks or so, a payday loan could be an option. If you need more time to pay off the loan or know that you can not pay it back, it might not be the choice for you. Get your quote and then evaluate the terms of the loan before you decide.

If a payday loan is not for you however, a pawn shop loan is also probably not the best option. They will have similar loan lengths and also come with the downside of having to put up property for security. You can only borrow a portion of the value of the property so the loan amount is very limited.

What is the payday loan process like?

You will begin by filling out a quick online application. The forms take just a minute to complete and you will get your decision soon. If you accept the loan, you can have your money as soon as the next business day in many cases. Proceeds will be deposited right to your bank account. A pawn shop might be able to get you money the same day but there is no guarantee they will want your stuff and if they do, they will value it low.

Will I get approved?

Most people will be approved if they simply have a source of income and a checking account. With those two things, you are typically good to go, even if you have poor credit. Will you get approved? There is no way to tell until you apply. The good thing about our quote system is that we use a ping model. Your application is sent to multiple lenders until one is found that wants to work with you. It improves your odds of getting approved and saves you time.

Convinced yet? If nothing else, why not apply for a loan online and see the terms before you rush off to a Seattle pawn shop. You might be glad that you did.

More On Pawnshop Loans

Just like every other loan type, pawn shops are regulated highly by the state. You can see about all of the regulations at this website, but here are some of the key things that you might be interested in and that might apply to you.

  1. A pawnshop loan should be for a period of ninety days ad the pawn shop can not sell your item before that time has expired.
  2. It is illegal for a pawnbroker to receive property from anyone under the age of 18, anyone who is intoxicated or under the influence of a substance or anyone that has been convicted of robbery, burglary or theft in the last ten years.
  3. A pawnbroker must have a fixed place of business to operate in the state.
  4. Not only can a pawnbroker charge interest on a loan, but they can also charge a fee for the preparation of a loan document and a monthly storage fee. These fees are regulated by the state. Here is an example at the current rates when this article was written.
    For a $100 loan, the pawn shop can charge 4% interest for each 30 day period, they can charge a 13% loan document fee and a $5 storage fee per month. So for one month, a $100 loan would take $122 to repay. That is an effective APR of 267.66%
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Need $200 Fast

Need a fast $200 to pay for an unexpected bill or other expense? Racking your brain trying to figure out how to get it. We can help. We can give you access to the best cash advance loans in the Seattle area. Fill out a quick online application and all of your problems can go away. Get started by clicking the link below and confirming your age. You will then be taken to a short application and will get your decision in minutes.

Apply online now.

Not sure that a payday loan is the best way to get your $200? Keep reading and learn more about your loan choices.

 

Is a payday loan right for you?

Maybe, they are a great tool but they are not for every situation. If you have turned over every rock and still can’t come up with $200 on your own, they might be for you.  If you have other options, you should consider them because they may come with less financial costs than a payday loan. Payday loans are easy and convenient but the fees can be high. Still, if you need the money and have no other source of income to turn to, they may be your only choice.

What is the loan process like?

First, you will fill out a short online application. It will take you just a few minutes to fill it out and then just a few minutes more to get an approval. You can borrow up to a thousand dollars but if you need only $200, take just that amount out. The more you borrow, the more you must repay. After being approved, the money will be deposited into your checking account as soon as the very next business day. The loan repayment will then be withdrawn from your bank account on the  day it is due. Most loans are due within two weeks.

What do I need to have to get approved?

Credit requirements are lax for payday loans. In general, if you have an income of some kind and a checking account, you can be approved. For this reason, cash advances are sometimes the only source of emergency money for people.

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I need $300 in Seattle.

Need to get your hands on a quick $300. No problem, at Seattle Cash Services, we can help. A fast cash loan might be just the thing that you need. It is easy to apply, you can get approved fast and your money will be electronically deposited into your checking account. Click the link below to get started by confirming your age. There is no charge to apply so you have nothing to lose.

Apply online now.

Keep reading below if you need more information on cash loans and payday advances in Seattle.

How are payday loans different than bank loans?

There are several differences. On the positive side, they are easy to qualify for and get funded quickly. They can easily get you $300 cash or more and you can have that money as soon as the next business day. You should also be aware that these loans do have high fees. They are after all high risk loans and Seattle and online lenders charge accordingly.

What do I need to get approved for my $300 loan?

You just need to have a checking account and an income. With those two things, most people will be approved. Even if you have bad credit, you can get a cash advance. Why?Because payday lenders look at other criteria and do not follow the same model as traditional lenders.

Once approved for your $300 loan, the proceeds will be deposited directly into your checking account. This can happen as soon as the next business day. You can then use the money to pay for whatever expense you need it for.

When the loan is due to be paid back, your lender will pull the money directly from your checking account. Be sure that you will be able to pay the loan back on time before proceeding with a payday loan. Your lender may be able to give you more time but fees will apply.

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How to get a payday loan in Seattle.

Interested in a payday loan in the Seattle area? Worried that you do not have the requirements to get approved for the loan? Don’t worry, these loans are very easy to qualify for, even if you have bad credit. There are just a few things that you need to get one of these loans. Here are the must haves.

  1. An Income
    Obviously your lender will want to know that you can repay the loan. You must have some sort of verifiable income. This can be a paying job or even benefits that you receive on a regular basis. As long as you can show income, you are good.
  2. A Checking Account
    This is needed to fund and repay the loan. Your lender will deposit your money right into this checking account and, when the loan is due, they will take out the repayment.
  3. A Government ID
    Got to prove that you are who you say you are.

Pretty easy right. The requirements for these loans are much lower than for a traditional bank loan. In addition, they are quicker to get approved for and fund faster. If you need money as soon as possible, these

Is A Payday Loan A Good Choice?

Now that you know how to get a payday loan, is a payday loan the right choice for you? If you are here reading this, it probably is but take a moment to consider other options.

If you have other sources of funding, they may be cheaper than a payday loan. Can you borrow money from friends or family or from your work? If so, that would be the way to go.

Also, be sure to consider whether you need the money at all. Never take out a payday loan to pay for a luxury item. If you can do without something, do so.

Finally, consider the other fees that you would face if you did not have the money. In most cases, the fees for a payday loan are less than reconnect fees, late fees and other penalties. Add uo the costs of having and not having the loan and see which is the best option.

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