How hard is it to get approved?
Thinking about taking out a payday loan? Are you unsure as to whether or not you will get approved? Well, the good news is that it is free to apply so you might as well see for yourself. In addition, we allow you to apply online so there is no fear of face to face embarrassment.
Most people can easily apply for a payday loan however. If you have a job and a checking account, most lenders will be happy to have you. Even if you have a few problems with your credit, you can probably still get a payday loan.
Apply online now to get started.
Need more information on payday loans before you commit? We understand and are here to help. Keep reading and learn all about these loans and how hard or easy it is to get approved.
Payday Loan Basics
First, let us look at what a payday loan is exactly. These are short term loans for limited dollar amounts. They are designed to help people get through unexpected expenses. To do this, they are easy to qualify for and fund quickly. They do have high fees when compared to other loan types but this is because they are high risk loans for lenders.
Got More Questions
If you have a specific question, please be sure to contact us. We are here to help. In the meantime, here are some common questions that we hear.
- I have poor credit, can I get approved?
Most people can qualify with less than perfect credit. Anyway, it does not hurt or cost anything to apply and it takes just minutes.
- How much can I get approved for?
Most loans are for well under $1000. Remember, the more that you borrow, the more you will have to pay back. Because of this, you should try to take out just what you need to get you by until your next pay period.
- Can I get longer to pay?
Loans will be due in ten to fourteen days in most cases. If you find that you can not pay the loan back when it is due, you may be able to extend your loan. Keep in mind that this will come with additional fees.
- How will I get my money?
Your loan will be deposited right into your checking account by your lender. Most loans will fund on the following business day.