Interested in a payday loan in the Seattle area? Worried that you do not have the requirements to get approved for the loan? Don’t worry, these loans are very easy to qualify for, even if you have bad credit. There are just a few things that you need to get one of these loans. Here are the must haves.

  1. An Income
    Obviously your lender will want to know that you can repay the loan. You must have some sort of verifiable income. This can be a paying job or even benefits that you receive on a regular basis. As long as you can show income, you are good.
  2. A Checking Account
    This is needed to fund and repay the loan. Your lender will deposit your money right into this checking account and, when the loan is due, they will take out the repayment.
  3. A Government ID
    Got to prove that you are who you say you are.

Pretty easy right. The requirements for these loans are much lower than for a traditional bank loan. In addition, they are quicker to get approved for and fund faster. If you need money as soon as possible, these

Is A Payday Loan A Good Choice?

Now that you know how to get a payday loan, is a payday loan the right choice for you? If you are here reading this, it probably is but take a moment to consider other options.

If you have other sources of funding, they may be cheaper than a payday loan. Can you borrow money from friends or family or from your work? If so, that would be the way to go.

Also, be sure to consider whether you need the money at all. Never take out a payday loan to pay for a luxury item. If you can do without something, do so.

Finally, consider the other fees that you would face if you did not have the money. In most cases, the fees for a payday loan are less than reconnect fees, late fees and other penalties. Add uo the costs of having and not having the loan and see which is the best option.

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One comment

  1. juli says:

    Perfect, just what I needed to know…….

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