Seattle Cash Services now offers you access to the fastest loans in the Kent, Washington area. If you need money to pay for an unexpected bill or expense, all you need to do is fill out one short quote form and get the answers that you need. One of our lenders is waiting to make you an offer, so why not get started right away?
Kent Cash Loans
Depending on your credit, you might be offered a payday loan or an even better installment loan. Both have their advantages and both can get you money fast.
New to payday and installment loans? You should take a minute to learn all of the loan basics. An informed consumer is a smart one after all.
Online Payday Loans in Kent
You have a lot of local options in Kent but online is typically the better rout to go. Why? Well there are lots of reasons The first is convenience. You do everything else online so why not loans too. It takes just minutes to do what would take you hours to do in person. In addition, you have the anonymity available on the internet. Nobody needs to see you walk into a payday loan store.
Finally, the odds of approval are better with our online network. With local lenders, if you are denied by a lender it is game over. You will have to start all over with a new lender. With our network, if one lender does not offer you a loan, your information goes securely to the next lender on the list. This process is repeated, securely, until a lender offers you a loan. Save time and get the money that you need now.
Online Installment Loans in Kent
Yes, you might be able to get an offer for an installment loan in Kent, even with bad credit. If you qualify, you can get a number of advantages not available with payday loans.
For starters, you can get more money. Currently, in Washington, a cash payday loan is limited to $700. If that is not enough money to handle your emergency, an installment loan might be a better fit.
In addition, as the name suggests, an installment loan will be broken up into multiple payments. This could give you the time that you need to handle your financial emergency.
How are payday loans different than other loans?
For starters, they are much easier to qualify for. If you have a source of income and a checking account, you can probably be approved. In addition these loans are fast. You can get approve in minutes when you apply online and the loan will fund as soon as the next business day. If you need money now in Kent, this is the fastest route.
Why do people talk bad about payday loans?
Payday loans in Seattle can be a very useful tool for those with no other sources of lending but they can also be dangerous. The fees on payday loans are higher than traditional loans because of the high risk to lenders. In addition, the loans are due to be paid back in a short time, less than two weeks in most cases. Many people in Kent have found themselves in trouble with payday loans because they took them out without thinking.
Never take out a payday loan if you are not sure if you can pay it back. This is just trying to avoid the inevitable. Also, only take out just what you need to pay for an emergency. Resist the temptation to take out a little more, even if you qualify for it. That would just mean more fees. Finally, never take out a payday loan for a non necessity. It would be better to do without if you can.
Are installment loans cheaper?
While installment loans have a number of benefits, they are not necessarily cheaper. The APR of the loan is generally cheaper but the loan term is longer. This means that you may end up paying more in interest and fees when the loan is fully paid off.
How do I apply for a loan?
While there are some local cash stores available that would like to offer you a payday loan in Kent, online may be the best choice. Just fill out the form at the top of the page and get started with your quote. It takes only a few minutes to enter your information. When you hit submit, your information is securely sent to a lender or lenders in our network. Once approved, you can do everything online and get the money sent directly to your bank account. It can not be easier.
Should I take out a payday loan?
That is a decision that you have to make yourself. Ask yourself a number of questions before you commit. Can you get the money somewhere else? Is the cost of the loan too much? Can I do without the money? Can I afford to pay the money back on time.?
Yes, you are in a hurry to get money but please take the time to fully consider whether a loan is the right thing for you, in the long run.