Tag: need money now

“I Need Money Now”

If you need money now in Seattle, we can help. Seattle Cash Services can help you get a quote for the money that you need and it takes just minutes.


Somebody who needs money now.

Other Options If You Need Money Fast

A loan is a fast and convenient option, but it might not be for everyone. If you would rather not take out a loan, here are some other choices for you to consider.

Sell Some Property

There are a lot of ways to sell property for cash in a hurry in Seattle and you probably have more items than you think to sell. Grab a clothes basket and take a tour of your home. Look for things that you rarely, if ever use that still have value. Anything that you have not used in six months is fair game.

Jewelry, designer clothes, even video games. It can all help you get the money that you need now. Once you have your items, here is how you sell them.

Craigslist

The Seattle Craigslist page is an excellent and free option for selling your old property. Depending on the item being sold, it could sell the same day or even in a matter of hours.

With Craigslist, there are two things that you need to keep in mind for a successful sale.

First, you need to keep an eye out for scammers because there are a lot of them. Only accept cash for your items, even if someone offers to send you a check for full price or more. Also, be sure to meet in person. Shipping is uusually not a good idea with this website.

Second, you need to keep safety in mind. Always meet in a public place during the daytime hours. If possible, try not to allow people to come to your home. This can be difficult with larger items however. If you must have someone come to your home, try to have somebody with you.

Facebook Marketplace

New on the scene in Seattle is Facebook Marketplace. It can help you get money now by taking advantage of the huge Facebook community.

The great thing about Facebook is the ability to communicate with a larger group. Everyone is interconnected on Facebook and that can help your items sell fast.

Another benefit is that there seems to be less scammers on this website. They are still out there, but they are not as common as on Craigslist. Still, you should use the same precautions. Only accept cash and meet at a public location during the daytime hours.

eBay

If you need money right now, this might not be the best option, but if you could wait a few days, it could do the trick.

The website eBay is not all about auctions. You can also list your item as a “Buy It Now” listing. This can get you the money much faster.

If you need the money fast and want to use eBay, the trick is to price your item correctly. Look at similar items and find what their final auction price is. Then, list your item 10 percent less as a “Buy It Now” listing. If it is a popular item, it is almost guaranteed to sell fast, probably in hours.

Once you have your item sold, you can require the buyer to pay immediately via Paypal. You can then get the money instantly transferred to your account and your money issues are solved.

Donate Your Plasma

Did you know that you can make up to 400 dollars in a month by donating plasma.

That is over the course of a month, but you can get 50 dollars right now and then another 50 dollars a few days later. With plasma donation, you are allowed to donate multiple times a week and that can give you a consistent stream of extra money.

Plasma is used in a number of life saving treatments for everything from liver disease to clotting disorders. It is in high demand and companies are willing to pay you for it.

It takes about an hour to donate plasma, making it a good return on your time. So, if you are okay with a needle, why not do some good and make some money at the same time.

Ask A Friend

If you have a friend that is a little better off than you, perhaps you could borrow a few bucks from them. This is not an option that everyone likes to go with, but if you need money now, it might work for you. With services like Zelle, the person does not even have to be in Seattle.

The key to making a loan between friends work is to treat it like you would a bank loan. Get everything in writing and make timely payments.

It may seem impersonal to put a loan between friends in writing but it is in everyone’s best interest. Memories get blurry and one or both parties could very easily forget the amount or details of the loan.

Get it all in writing and never pay back the money in cash. You need to have proof that you paid the loan back. This means pay the loan back electronically or with a check. That way if there is every any doubt, you have proof.

Get A Part Time Job

Okay, it won’t get you money right now but it can provide long term relief. If you find yourself in need of short term loans often, it is something that you should consider.

In Seattle, you have a lot of options for part time work.

The easiest, is retail and grocery work. Stores like Target and Walmart are always hiring, more so than ever these days. In addition, because these stores are open all day or nearly that much, you should easily be able to find a shift that fits your schedule.

The good thing about getting a part time job is that it can help to solve your current problem and will give you the means to later start saving. A well funded emergency savings is crucial for financial stability.

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Bad Credit Loans in Seattle

If you need money now, but have bad credit, we may be able to help you. At Seattle Cash Services, we can help with bad credit loans. Take a minute and get a free quote by filling out the form below. It takes just a few minutes, so let’s get started.


A person looking for bad credit loans.

We Can Help You Get A Loan

At Seattle Cash Services, we are not direct lenders and you should be happy about that. A direct lender is hard to get an approval from if you need a bad credit loan. They have a set of requirements that you must meet. If you come up short, you get denied and that is that.

No, we do not issue loans and we do not make credit decisions. Instead, we get you access to a larger group of lenders. The more lenders that you can get in front of, the better your odds of getting an approval, even with bad credit. It also helps that many of these lenders are used to dealing with bad credit. They often say yes when others say no.

Ready to get started? Here is what you need to do:

Fill out your quote form.

Fill out the form at the top of the page by entering just a bit of information about yourself. Things like how much you need, how you make your money and your contact information.

Submit your quote form.

When you are done, simply submit the form and wait for your answer. If you get approved for a bad credit loan, you will be taken to the website of the individual lender making you an offer. There you can review the terms of the deal.

Make your loan decision.

After reviewing the terms of the offer, you can decide whether or not to accept the offer. If you like it, you can have money in your account as soon as the very next business day. If you do not like the offer, you can just turn it down and walk away.

Bad Credit Loan Choices

When it comes to bad credit loans in Seattle, you have a number of choices, depending on your qualifications of course. If you need money and your credit has seen better days, take a look at some possible choices.

Payday Loans

Payday loans are the traditional bad credit loan. They require minimal qualifications and if you have never defaulted on one before and have an income, you can probably qualify.

The good thing about payday loans is that, like we just said, they are easy to qualify for. It is one of the last forms of credit that people can depend on. These loans are also fast to fund and easy to apply for. If you want one, you can apply online and, if approved, you can get your money as soon as the very next business day.

Of course, there is a bad side to every loan and payday loans are no exception. Because of the very short loan term and the high fees that the loan carries, the APR is very high. Payday loan APR’s generally start at around 400 percent and can go much higher.

Personal Loans

To qualify for a personal loan, your credit rating generally has to be a bit higher, but you can still qualify for one with what is considered bad credit.

A personal loan will generally have a lower interest rate than a payday loan but the loan term will be longer. This means that you might ultimately pay more money in interest and fees, even with a lesser rate.

The good thing about a personal loan is that they are generally divided up into multiple payments. That can make the loan ultimately easier to pay off than a payday loan which would require one single payment.

The bad is that the interest can still be high, especially with bad credit.

Title Loans

One of the newer types of loans on the market is the title loan. They have been around for awhile but have recently gained popularity. This is much do to the restrictions placed on payday loan lenders by states.

With a title loan, a borrower places their free and clear car or truck title up as collateral for a loan. This makes the loan secured and easier to be approved for, making it one of the top bad credit loans.

The good thing about a title loan is that it is easy to qualify for and that you can get more than you could with a payday loan. In Seattle, you can only take out a payday loan in the amount of 700 dollars or less.

The bad and there is a lot of bad, is that you stand to lose the use of your vehicle. If you default on the loan, the lender can and will take your vehicle. In addition, even though the loan is secured, it is still a high interest loan. The APR’s can come close to those of a payday loan.

Pawn Loans

Last on our list of bad credit loans is the pawn shop loan. With this type of loan, you place an item of value up for pawn and get cash in return. The pawn shop gives you only a small portion of the value of the item as a loan and if you default, you lose your property.

On the plus side, this loan is also very easy to qualify for with bad credit. It is a secured loan and the pawn shop has little to lose. In addition, it is fast to fund and you can typically have your money the same day.

On the negative side of things, you stand to lose property and the fees and interest are still high. You pay a high interest rate pluse storage and documentation fees. It is not a cheap loan, but no loan is cheap with bad credit.

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